After paying rent, buying food, and sending her youngest child to school, she was left with less than KSh 200. Yet hanging over her head was a crushing debt of KSh 320,000.
For many Kenyans struggling with the high cost of living, Mama Grace’s story feels painfully familiar.
“I had reached a point where I didn’t know what to do anymore,” she says. “Every month I was borrowing from one place to pay another. I couldn’t sleep.”
The debt started after her husband fell seriously ill. Hospital bills, school fees, household expenses, and loan repayments quickly drained the family’s savings.
After her husband’s death, the burden became even heavier.
She tried everything.
She sold household items.
She took small jobs whenever they were available.
She borrowed from friends and relatives.
But the debt only continued growing.
“There were days when I skipped meals so my children could eat,” she recalls. “Sometimes I would cry at night because I didn’t know how I would survive the next month.”
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